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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can I get a free hpv vaccination using ExchangeGuard Essential?

A:
Unfortunately short term plans do not provide preventive care such as vaccines.
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Q:Can I purchase the dental savings plan for one month by paying 20 the monthly fee and then extend it if necessary?

A:
Yes the plan does offer the option of extending if you want it to be longer.
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Q:Hi I am a US citizen currently residing outside of the US. I am coming back to the states for a 45 days visit and plan to purchase the Patriot America Plus insurance. I don't have any health insurance coverage in the US as of now and my question is: if I purchase the plan with 1 million coverage, does it mean the plan will pay, after deductible, 100% to policy maximum if the care providers are inside the PPO network?Also, what does it mean in the Patriot America Platinum that the plan pays only up to 20,000 for citizens without primary health plan? Is there so such restriction for the Patriot America Plus?

A:
The Patriot america plus does not have the same restricion as the patriot Platinum. You are also correct the plan pays 100% after the deductible untill it reaches the maximum when treating a new injury or illness.
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Q:Hi, I'd like to know if the Vantage Americal Rx discount card will cover medication for fertility treatment?Thank you.

A:
You can look up the vantage america card lists of drug discounts by clicking on the link below. Vantage america RX: /vantage-america-rx/
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Q:If my plans change, and I cancel my flight (and incur no expeses) do I get a refund of the travel insurance, which was never used

A:
When making a quote you can view the cancelation rules for each plan Medical plans tend to provide full refunds anytime before the start date and travel insurance plans typically have a free look period.
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Q:I am going to USA for pilot training. I am looking for medical insurance which covers hospitalisation due to accident while training.

A:
If this training is for a job you should look for a workers comp plan, otherwise you can make a quote for our travel insurance plans. Travelers to the US:/visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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