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Permanent Insurance for Non-US Resident

Visitors Insurance Coverage for Travelers to USA

Medical insurance for visitors to USA primarily covers unforeseen illnesses or injuries that may occur during your visit to the United States.

Lowest Price Guarantee

Insurance prices are regulated by law, so you're guaranteed to get the best price.

Frequently Asked Questions About Visitors Insurance

  • Is visitor insurance mandatory?

    Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.

  • Which insurance is best for visitors to the USA?

    The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.

  • Can I buy visitor insurance after arrival?

    Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy’s effective date will not be covered.

  • How much does visitor insurance cost?

    The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it’s easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.

Types of Visitors Insurance

Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.


Fixed Coverage Plans

Comprehensive Coverage Plans


Lower initial cost

Higher initial cost


Pays a fixed maximum amount for covered procedures

Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures


You must pay out of pocket for any additional costs

Covers a much larger portion of treatment costs


Deductible can be once per event, or once per period of coverage

Deductible is typically for entire duration of purchase

PPO Network

No PPO network participation

PPO network participation

Click here for a complete comparison of the two visitors insurance types.

Looking for a different type of coverage?

Annual Multi-Trip Insurance

Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.

Group Travel Insurance

Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from us?

One stop shop.

Instant Quotes & Purchase for Student, Travel & Visitors Insurance.